Estate planning can be a difficult process, as we’ve discussed in previous articles. While most people create their will and all contingencies for when they inevitably pass away, oftentimes people rush through the process without failing to take the possibility of what should happen in the event that they become incapacitated. Even if you find…
A guaranteed winner is never a sure thing when it comes to investing, but sometimes certain products seem close to the mark. Principal protected notes (otherwise known as PPN’s) are a specialized group of funds that are built to ensure guaranteed returns on levels that the average investment product cannot. Bank accounts that are guarded…
Anytime a business venture on the rise announces an IPO (initial public offering, rest assured there is bound to be a lot of excitement in the investment world. Google and Facebook are just two examples that come to mind. If a private investor wants to get in on the ground floor of a money factory,…
While the word “fee” may seem like a pretty obvious term in that it means the same across many different realms, it can take on a whole new meaning in the world of investments. Regardless of the kind of investment, there is almost always some type of fee involved. “Many people make decisions regarding their…
Asset allocation is exactly what it sounds like. It is essentially how you allocate your assets. But what that actually means and why it is so crucial are a little more complicated. When it comes to your investments there is far more at play than choosing one formula or how you divvy things up. “The…
For a variety of different reasons, many people seek out both non-traditional and novel investments to add to their growing portfolio. Litigation finance, otherwise known as litigation funding, is a relatively small but fast-growing investment trend for those investors that aim to capitalize on the developing sphere of arbitration and litigation. Litigation funding in a…
Real estate is an excellent addition to any portfolio. The question is, what kind of properties should you be investing in? There has been an increasing degree of interest in PBSA’s (purpose-built student accommodations) over the last decade or so. As the name suggests, these are accommodations that have built for student populations, specifically. “Purpose-built…
Time and time again, our discussions always return to diversifying your portfolio to make sure your wealth is protected. Another investment type to consider when you allocate your assets is commodities. Many will tout commodities as one of the main ways to hedge against rising inflation. “Commodities are more than buying gold bullion or investing…
Insurance can be considered a necessary evil, until you suffer a catastrophic loss. While certain types of coverage require the services of a traditional insurance provider, captive insurance could be a viable option for those entities that have liquid assets that they want to reinvest in themselves with the added benefit of setting their own…
When you save money, make investments or otherwise scheme, plan and dream things for your money – you are making a backup plan. You are planning for the “what if’s” and unknown elements of life. You are making an allowance in your life and finances for all the things that we can’t predict. Good or…